Life insurance has many purposes: It can bring peace of mind, support loved ones financially and play an important role in an estate plan. But it can be confusing to know which type of policy is right for you. For some older individuals, guaranteed life can be a good choice.…
Get this: 55 million households are swimming in the deep end of credit card debt.1,2 Many of those are probably looking at credit consolidation as a way out. But the problem is . . . the way out really isn’t the way out. It only leads you further into the…
Richard Drury/ Getty Images; Illustration by Austin Courregé/Bankrate As the New Year looms, there’s a new low in home equity lending. The $30,000 HELOC (home equity line of credit) plunged nine basis points to 8.43 percent—rates we haven’t seen in about a year and a half, according to Bankrate’s national…
Have you seen all the headlines about colleges giving out cash to students and wondered what the heck is going on? It might sound like a scam at first, but it’s not. If you’re in college right now, listen up—cash could be coming your way thanks to a little something…
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TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Voters in Washington State have decided to keep the state’s first-in-the-nation public long term care insurance program. On Tuesday, they…
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Key takeaways A life insurance rider is a policy endorsement or add-on that exists to help individuals tailor their life insurance policy to their unique needs. Policyholders are able to add as many life insurance riders as they need to their policy as long as…
Dept Managmnt
Key takeaways A lien serves as an official notice that you owe a creditor for unpaid property. If you do not pay, the…
Banking
With interest rates easing and inflation cooling, small businesses are getting a much-needed break. A change to the Small Business Administration’s (SBA) refinancing…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Update as of June 2023: Federal student loan payments will resume October 2023—with interest starting back September 1, 2023. Student loan relief is making headlines once more because—you guessed it—the government extended the pause on student loan payments. Yep. Again. Now, you might be sitting there thinking, Hooray! No student loan payments…
If you have a low credit score, qualifying for a credit card can be challenging. At the same time, a new credit card can be essential to repairing your credit. In this catch-22 situation, your options may be limited. Concora Credit (formerly Genesis Financial Solutions) is one of the companies…
Looking for a car? Before you set your eyes on a new-to-you ride, you may want to consider whether now is really the best time to buy a car in the first place. The demand for new and used cars has skyrocketed . . . but the supply hasn’t. So,…
Key takeaways Credit card addiction takes many different forms and could include compulsive buying and gambling disorders. If you feel like you’re making too many purchases you can’t afford, you may be able to get help by talking to a financial advisor or certified financial planner. If you worry that…
If you’ve got student loans hanging over your head, you know just how hard it can be to pay them off—especially if you’ve got an interest rate higher than the Empire State Building slowing down your progress. But one way you can accelerate your debt payoff—and save yourself a ton…
One day you’re walking across a stage in a cap and gown to receive your hard-earned diploma. And the next you’re forking over a chunk of your new paycheck to student loans. While you can’t go back in time and tell your freshman self to avoid student loans (and to…
Whether you’re a die-hard Christmas fan or you just want to make it through another painstaking family dinner, the holiday season can have some stressful moments. Between trying not to bust the budget on Christmas shopping, listening to Uncle Bobby’s conspiracy theories again, and navigating everyone else’s holiday expectations, the…
The word budget can get a bad rap. People think budgets are hard, time-consuming and restricting. But listen: The budget life is so worth it. Budgeting doesn’t tell you not to spend. It gives you permission to spend the right way—to show your money who’s in charge. (You.) And with EveryDollar, it’s way easier. Ready…
Christmas is the season of giving, but that doesn’t have to mean giving more of your money to your insurance company. Yes, we’re going to talk about insurance at Christmas because nothing fills the heart with good cheer like thoughts of dying, crashing your car, your house catching on fire,…
A partridge in a pear tree can’t really cost that much—can it? Well, you might be surprised by how expensive it would be to buy that single bird or any of the gifts from the classic Christmas song “The 12 Days of Christmas.” And let’s face it: We’ve all wondered just…
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