Key takeaways The Chase Sapphire Preferred® Card is worth it for frequent travelers and aspiring rewards earners with good credit. The Chase Sapphire Preferred isn’t worth it for spenders who may prefer going out and earning cash back. If you’re looking for a generous welcome bonus, partner deals and travel…
General_4530/Getty Images Market volatility refers to the degree to which the price of a security or index changes over a period of time. Market volatility can occur for a variety of reasons, including economic news — such as tariffs — or an unexpected shock, such as the release of a…
Credit Sesame explains how global market chaos, triggered by new tariffs and economic uncertainty, could put your credit at risk in unexpected ways. A sharp drop in the stock market and international backlash to U.S. tariff policies have reminded consumers that financial turbulence does not stop at national borders. Whether…
Key takeaways The Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® are two of the best travel rewards cards on the market. The Sapphire Preferred comes with a lower annual fee and is typically best for those just getting started with travel rewards. Frequent travelers will love the benefits…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Forty-six percent of respondents favor international stocks over the coming year. Thirty-nine percent picked U.S. stocks to outperform international stocks. Fifteen percent said the returns between the two would be about the same. The preference for international stocks was a divergence from the fourth quarter,…
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Budgeting and Building an Emergency Fund for Rising Costs If rising costs are stressing you out, you may require adjustments to your budget…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Image by GettyImages; Illustration by Bankrate Home equity lines of credit (HELOCs) have tumbled past the key threshold of 8 percent. The average rate on a $30,000 HELOC dropped 11 basis points to 7.90 percent this past week — a level not seen since 2023, according to Bankrate’s national survey…
PM Images/GettyImages; Illustration by Hunter Newton/Bankrate Credit unions are not-for-profit, member-owned institutions that commonly offer savings accounts with above-average rates, low minimum deposit requirements and low (or no) fees. While some credit unions restrict membership to those of a certain location or occupation, others make it easy for anyone to…
Your tax filing status — married filing jointly or separately, single, head of household — can make a big difference when it comes to how much you’ll owe at tax time. The head of household filing status, which is for single people with dependents, is more valuable than filing as…
Ira T. Nicolai/Getty Images The Roth IRA is a powerful retirement account that offers savers unique tax breaks, flexible withdrawal options, optimal wealth-transfer perks and more. It’s easy to set up a Roth account on your own or with a financial advisor and Roth IRAs are available to all working…
The wildfires may be out, but that doesn’t mean Californians can rest easy. The January 2025 wildfires are on track to be the most expensive natural disaster in U.S. history — topping the damage done by Hurricane Katrina in 2005. Already, the California FAIR Plan has run out of money…
Key takeaways Student loan consolidation rolls multiple loans into a single loan with one interest rate and monthly payment. The interest rate on a new Direct Consolidated Loan is the weighted average of all the consolidated loans. Loan consolidation may not get you a lower rate, though other actions may.…
Amazon (AMZN) unexpectedly threw its hat into the ring today to acquire popular video-sharing app TikTok. Unlike other major tech stocks that wobbled on Wednesday ahead of Trump’s tariff announcement, Amazon’s stock closed the day 2 percent higher on the news. Amazon has approached U.S. Vice President JD Vance and…
Monkey Business Images/Shutterstock Key takeaways A part-time student is generally anyone who enrolls in half of the full-time course load, though definitions may vary. Part-time students can apply for a few types of federal student loans: direct subsidized, direct unsubsidized and direct plus loans. Private lenders also offer loans for…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell this week, with the 30-year fixed rate averaging 6.67 percent, down from 6.78 percent the previous week, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year ago 52-week average 52-week…
Oleksandra Yagello/Getty Images The average credit card interest rate is 20.09 percent, down from a record-high 20.79 percent set on Aug. 14, 2024. Current credit card interest rates 3-month trends Variable 4/02/2025 20.09% 3/26/2025 20.09% 3/19/2025 20.09% 3/12/2025 20.09% 3/05/2025 20.09% 2/27/2025 20.09% 2/19/2025 20.09% 2/12/2025 20.10% 2/05/2025 20.13% 1/29/2025…
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