Key takeaways Unlike variable-rate credit cards, fixed-rate credit cards come with set interest rates that do not change according to an underlying index (like the prime rate). There are several circumstances where the interest rate of a fixed-rate card can change, including a change in your credit score…
PixelsEffect/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Lenders charge business loan prepayment penalties when borrowers pay off a loan early. SBA loans and commercial real estate loans often come with prepayment penalties. Carefully reviewing loan agreements helps borrowers identify the presence of prepayment penalties. Some online and alternative lenders may…
Key takeaways The Chase Freedom Unlimited® offers a variety of rewards opportunities, including 5 percent cash back on travel, 3 percent on dining and drugstore purchases and 1.5 percent on all other purchases. In addition to cash back rewards, the card also features an intro APR offer, travel benefits and…
Side hustles are a great way to make more money. They can help you reach a savings goal, pay more toward your student loans, or just add some breathing room to your budget (thanks, inflation). When my husband and I were paying off debt, we did plenty of side hustling to help get…
Trending
Spotlight This Week
More Articles
Personal Finance
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Featured Articles
Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off your debt, it is important to define your rules and challenges. Choose a debt repayment strategy, such as the snowball method, to…
Dept Managmnt
Justin Paget/Getty Images Key takeaways Loan insurance could help you pay for some or all of your personal loan in certain hardship situations,…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
All News
There are several ways for investors to add stable investments that provide a stream of income to their portfolios. One of the most common ways to do so is by investing in dividend stocks. In fact, there are some companies, referred to as Dividend Aristocrats, that have consistently been raising…
Key takeaways Improving business cash flow is vital to your business’s success, helping you ensure that you always have enough cash to cover your bills, payroll and debts Planning ahead for cash needs and cutting unnecessary spending can support better cash flow management Get paid quickly by offering discounts and…
Investing in 2025 is more accessible than ever — but it isn’t always easy. With nearly constant market volatility and financial advice flooding your social media feed, it’s easy to make mistakes that hurt your long-term returns. Whether you have $5 or $500,000, avoiding these common traps can save you…
President Donald Trump has announced, rescinded, raised and adjusted dozens of tariffs over the first months of his presidency, leaving business owners scratching their heads as to when and how they should brace for impact. As the tariff situation develops, many small business owners are worried about how import taxes…
Traditionally, selling your home involved paying the commission of both your own real estate agent as well as the buyer’s agent, which could run as high as 6 percent of the home’s sale price. As a result, New York sellers faced a steep commission bill when it came time to…
Bitcoin and other cryptocurrencies have been extremely volatile over the past 15 years since being introduced. These digital assets are often touted for their protection against inflation and potential for long-term stability, but the reality is they’ve behaved more like risky assets during periods of market upheaval. As of April…
Mongkol Chuewong/Getty Images Global Entry is a U.S. Customs and Border Protection (CBP) program that allows pre-approved, low-risk travelers to expedite the customs and immigration process upon arrival in the United States. This benefit can save a lot of time after a long trip home. Signing up for Global Entry…
As the 2025 homebuying season kicks off, Americans are staring down some of the most difficult conditions they’ve ever faced. Home prices have risen to record highs, and mortgage rates are well above their record lows. Thanks to the affordability squeeze, the typical age of a first-time buyer has increased…
Key takeaways The median down payment on a home in the U.S., as of January 2025, was $54,310 – about 15% of the median purchase price. Most housing market data focuses on the median down payment rather than the average because the median is a better measure of what the…
Credit Sesame offers tips on how to manage your credit during economic uncertainty by using proactive strategies that help protect your score and access to credit. Economic ups and downs have been making headlines lately, with new tariffs, market swings, and rising costs putting extra pressure on household budgets. When…
Editor's Pick
